Savings and Investing: Don’t Wait to Get Started- Time is money, Honey!
YOU CAN DO IT! IT’S EASIER THAN YOU THINK. No one is born knowing how to save or to invest. Every successful investor starts with the basics. A few people may stumble into financial security—a wealthy relative may die, or a business may take off. But for most people, the only way to attain financial security […]
Are you repeating the same investing mistakes over and over again? 🧐 Check out these investing behaviors that could be undermining your investment performance.
What investing behaviors undermine investment performance? Following nine investing behaviors that can undermine investment performance. Active Trading: An investor using an active trading investment strategy engages in regular, ongoing buying and selling of investments. This kind of investor purchases investments and continuously monitors their activities in order to take advantage of profitable conditions in the market. […]
“You don’t have to be a genius to achieve your investment goals”
You don’t have to be a genius to achieve your investment goals. But if you’re a knowledgeable, disciplined, and confident yet humble investor, you’ll end up looking like one. Follow these 12 Principles and you’re set for life with regards to your investments. Develop a financial plan: Identify your goals and design an investment program to […]
Petrol in 1963 was 72 paisa per litre. Your investments beating inflation post-tax? Otherwise…
your capital may erode slowly. You might have to work in later stages of life even if you don’t want to. In 58 years, petrol has approached INR 100 per litre with the implied growth in price of 8.86% per annum. Similar is the inflation rate for other expenses as well. Simply, if your money doesn’t […]
Regret: The Longest Lasting Human Emotion
Regret is the most enduring emotion in the lives of most equity investors. Because sooner or later, they make the mistake of getting out of a falling equity market, only to see it turn around and rise, three years out of four, and for the rest of their lives. Some get back in much higher; […]
Planning for the Five Great Goals of Life
I want to talk about the five things that virtually everyone I speak with is trying to achieve with his/ her money. Some people have only one of these goals. Some have two or three. And, not infrequently, I meet people who, with a little prompting, turn out to have a bit of all five. […]
The fight is not one of knowledge vs ignorance, but of faith vs fear
Equity markets are fundamentally unknowable. If markets and/ or investments lent themselves to rational analysis in any significantly predictive way, somebody (or more properly, somebody’s computer) would have perfected that analysis long since and would have taken away all the chips of everybody else at the table. This has not happened. And if it hasn’t happened […]
If your Equity Portfolio is not globally diversified, you’re taking undue risk which may not payoff
Points to ponder while taking investing in equity: 1. Do you travel to foreign countries like the US, UK, Japan, Switzerland, etc.? 2. Do you send your kids abroad for education? Shouldn’t you balance your equity exposure to Indian and Foreign stocks/ Mutual Funds/ ETFs/ FoFs? Reasons for the globally diversified equity portfolio: […]
Be an Equanimous Investor in 2021
What is equanimity? It is keeping your emotions under control. The point is not to get excited and euphoric when things are going your way at the same time not to get depressed when things are not going your way or the environment is bad. From the year 2020, one of the lessons, I have […]
Focusing on the SENSEX? It’s time to focus on life’s goals and cash-flows
India’s equity benchmark SENSEX is making all-time highs. We all see bombarding of such news from all the media around us. Many of us think that if we would have invested in March or April 2020, money would have been almost doubled. We can decide what we really want. When someone asks you what you […]